For most people, a home is the largest purchase they will ever make and it takes most families in the United States of America thirty years to pay off the loan. During that time the loan servicer, or company that collects payments from you on behalf of the loan holder, is likely to happen several times. Over the years, a lot of people have contacted us with problems following a service transfer. Common problems include:

A jump in payment
False claims that payments are missing or the loan is delinquent
New fees
A change in loan terms or the failure to honor a modification from the prior servicer

There is a way to fix these problems, make the servicer pay you damages for the error, and make the servicer pay all costs associated with you hiring a lawyer and filing a lawsuit to enforce your rights. Over the course of ten years, attorney Adam Deutsch has litigated countless cases using the Real Estate Settlement Procedures Act, a federal law, to force loan servicing companies to fix errors and get homeowners the compensation they deserve.

There are tutorials online for people to send their own Qualified Written Request letters (as named by the statute) to try and fix the errors. You don’t need to go down the difficult road of fighting a large corporation on your own. Northeast Law Group, LLC can help guide you, and often we can do it for little or no cost to you, the consumer. If you have been the victim of problems following a change of loan servicing, contact us. The quicker you take action, the easier the problem is to resolve and the less stress you will go through.