According to the latest report by the Federal Bank of New York analyzing the fourth quarter of 2016, consumer borrowing is trending up. New auto borrowing increased at a faster pace than credit card and mortgage borrowing. The money spigot is opening so fast that subprime lending is also growing rapidly.

In America, we need and love our cars, but we don't always love the process of buying them. Listen to this episode of the Consumer Rights Talk to learn more about common frauds to look out for and what you can do about it.