There are roughly 90 million homeowners in the Untied States of America. As a country we commonly encourage home-ownership as vehicle for developing savings and community stability. For most, a home will be the largest single asset they own in a lifetime. Consider the following- the standard mortgage contract used to fund the purchase of a home is 30 years, a very long time. The mortgage lending market works in mysterious ways where the consumer has very few rights after the loan is taken out. As a consumer you have no control over who owns or services your loan after origination, and because of this your rights can actually change with each subsequent owner. There is a way to take power back and level the playing field by using the Real Estate Settlement Procedures Act more commonly known as RESPA. Listen and learn more.